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A bike loan can be for any type of bike
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You decide the amount and term of your loan (min €500 and 12 months)
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To take out a KBC bike loan, you don't have to be a KBC customer
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Everything can be arranged quickly and easily online.
Earn back your bike thanks to mileage allowance!
With a bike loan you buy a bicycle on credit. Each month, you then pay back only a small amount. That way, you don't have to touch your savings and you can still buy your dream bike. Do you also use your bike to go to work? Then you are entitled to a bicycle allowance per kilometre driven. So you will have the borrowed amount in no time earned back.
Cheaper than the bank
At Velodome, we offer a bike loan in collaboration with KBC. Because we bear part of the costs ourselves, borrowing through Velodome is cheaper than with the bank itself. Our customers enjoy a reduced interest rate of 1.99%. Thus, a Velodome loan with staggered payments a very interesting way to finance your bike. Simulating and applying for your loan is easy online.
Earn back your bike
Note that borrowing money also costs money!
*This calculation is only an indication of the total cost. The exact calculation and conditions can be obtained in the KBC tool. Press 'Simulate your loan and apply' to calculate your exact loan. **This example was calculated based on a mileage allowance of €0.35/km. The amount of the mileage allowance depends on your employer and the collective agreement of the sector in which you operate.
This is a KBC installment loan. Subject to approval of your loan application by lender KBC Bank NV, Havenlaan 2, 1080 Brussels, VAT BE 0462.920.226, RPR Brussels - FSMA 026.256 A. Credit intermediary acting as agent in secondary capacity: VELODOME NV NV - naamloze vennootschap, F. COOSEMANSSTRAAT 20, 2600 BERCHEM, 0524.980.232.
They went before you
Anyone who goes to work by bicycle is entitled to a tax-free bicycle allowance. The amount per kilometre ridden depends on your employer and the collective labour agreement of the sector you work in. Quickly check the conditions with your boss, because pedalling pays off! Statutory allowances can be up to €0.35 per km ridden.
Willem rides an ST7 worth €12,990
Payoff to 1.99%:
€320.34 per month at 42 months
Bicycle allowance:
40km a day - 20 days a month:
€280 per month*
Effective cost:
€40.34 / month
Sandra rides a Cube Longtail Hybrid 725 worth €4,599
Payoff to 1.99%:
€157.24 per month on 30 months
Bicycle allowance:
25km a day - 20 days a month:
€175 per month*
Effective WIN:
€17.76 / month
*This example was calculated based on a mileage allowance of €0.35/km. The amount of the mileage allowance depends on your employer and the collective agreement of the sector in which you operate.
